*Regular Loan       

        *Medal PangNegosyo

        *Market Vendors Assistance Loan

        *Micro Assistance Program (MAP)

        *Barangay Official Livelihood Assistance

        *Regular Savings                         

        *Youth/Kiddie Savings                

        *Progressive Savings Deposits 

        *Pinoy Coop ATM Deposit           

          (Megalink, Expressnet, Bancnet Connected)

        *Time Deposit    (Min. Term 90 days)

        Environment Development   

        Children Dev’t & Protection 

        Transparent Accountable Governance (TAG)

        *Coop Loan Protection Plan (CLPP)

        *Members Yearly Renewable Accident-Life

          Burial Services (MYRACL)

        *Group Accidental Death, Dismemberment &

         Disablement (GADD&D)

        *Member Mortuary Assistance Fund (MMAF)

        *Non-Life Insurance

            -Fire Insurance     -Vehicle Insurance

            -Fire Insurance Cash Assistance (FICA)

        *Paglaum Group Family Insurance

        *Paglaum MBA

    POST HARVEST FACILITIES

        *Solar Dryer                

        *Multi-Pass Rice Mill

        *Trucking Services        

        *Warehousing

        *Rice Trading/ Palay Marketing  

        *Tindahan sa Paglaum

        *Housing Loan Program      

        *Spare Parts Loan

        *Disconnection Loan           

        *Rice Loan

        *Philhealth Premium Loan   

        *Travel & Tours Loan

        *Loan Against Deposit         

        *Cash Express Loan

        *Pension Loan                     

        *Micro-Solar Loan   

        *CBU Loan Program               

        *OFW Loan

        *Motorcycle Loan

        *Motor-Vehicle Loan

        *Appliance Loan

            *Project Loan        

            *Rice Loan

            *Medical Loan       

           *Disconnection Loan

            *Housing Loan       

            *Education Loan

         *Production Loan        

         *Refinancing Loan

         *Livestock Loan

         *Land Acquisition/ Redemption Loan

         *Fishing/Farming Equipment Loan

         *Pang-uma Loan Program (PULP)

        *International and Domestic Ticketing

        *Coop Lakbay Aral/ Educational Tour

        *Documentation (passport / visa)

        *Tour Packages( Domestic and International)

        *Cruises

        *Hotel Reservation( Abroad & Local)

        *Transport Rental  ( Van Bus/ Coaster)

        *Member Education Program

        *Entrepreneurial Development Program

        *Coop Training & Education Program

        *MFI Grameen Banking

            Technology Transfer

        *Youth/ kiddie Savings    

        *Advocacy

        *Coconut Industry Rehabilitation & Dev’t        

            Project (CIRDP)

        *Goat Dispersal Project

        *Misamis Occidental Aquamarine

           Ventures Corp. (MOAVC)

   

    In Partnership with Paglaum Community Dev’t Foundation, Funding partners & LGUs (Social Services) like communal toilet, Health & Sanitation, construction of pre-school building.

        *HRMax (Human Capital Management System)

            - Hiring Management System

            - Employee Information System

            - Timekeeping System

            - Payroll System

            - Performance Appraisal System

            - Code of Conduct Management System

            - Asset Tracking System

            - Canteen Integration System

            - Vehicle Monitoring System

        *MCS (Micro Collection System)

        *Website Development

        *Surveillance System

        *BOX (Business Operating Express)

             *Western Union: Sending & Receiving Money

             * N-Cash Card 

                   -Card to Card Transfer      

                   -Money Remittances           

                   -Bills Payment

        *Tarpaulin Printing          *Souvenir Items

        *Photocopying Services  *Unlimited Printing

        *Scanning                      *Laminating                

        *Encoding                      *T-Shirt Printing